merchavio
Free tool

Fee calculator: what selling digital products really costs

Compare platform fees for ebooks, courses and memberships: Etsy, Digistore24, CopeCart, Gumroad, ablefy, Kajabi and Merchavio with your price and sales.

Your buyers’ country
Product
Pay plans
VAT in the price: 19%. It matters for providers that add VAT themselves (Etsy, Gumroad).
Your monthly revenue: €1,450
Cheapest plan for your numbers
Merchavio StarterOwn store€19.00€1.49€93.306.4% of revenueBaseline
Base price per month: €19.00
Merchavio per sale (excl. VAT): 1.9% × €29.00 + €0.25 = €0.80
Stripe: Standard EEA card: 1.5% × €29.00 + €0.25 = €0.69
Per month: €19.00 + 50 × €1.486 = €93.30
Included in Starter
  • Storefront, checkout & custom domain
  • Digital products, courses & downloads
  • Marketplace listing
  • Course video traffic / month: 100 GB
  • File storage: 10 GB
  • Team seats: 2
  • Back-office — bookkeeping & reports
  • Member area & community
  • Livestreams & lounges (monthly live allowance)
  • Max session length: 90 min
  • Voice lounges — cameras at once: 15
  • Simultaneous rooms: 2
  • Recordings & replays
  • Email marketing with campaigns and automated flows
  • Your own affiliate program
  • AI assistant (in every plan, also in the trial)
Compare with
Pick one or more providers above to compare them with Merchavio.

Example calculation without guarantee, as of 5 October 2026. Dollar amounts at the ECB rate of 1.1204 on 5 October 2026. Tap a row to see the calculation. The providers' own prices are binding.

More than the price

How the providers differ

The providers in the calculator work in different ways. That affects whose name you sell under, who owns the customer relationship and how much you handle yourself.

Marketplace
Etsy, Merchavio

You sell within the marketplace, next to other offers. The upside of large marketplaces: buyers who already search there. Design and customer contact follow the marketplace’s rules. With Merchavio, the marketplace is an extra sales channel next to your own store.

Reseller
Digistore24, CopeCart, Gumroad

The provider sells your product in its own name and handles invoicing and VAT towards the buyer. That saves you work and is part of the higher fee.

Course platform
ablefy, Kajabi, Merchavio

Courses and member areas are the focus. Which other tools are included and where plan limits lie differs by provider and plan.

Own store
Merchavio

You sell in your own name through your own store, and the money goes straight to your Stripe account. Livestreams, email marketing and back-office are part of every plan.

So besides the fees, also compare what your business needs. See all Merchavio features

How the calculator works

Cost per month = base price + number of sales × cost per sale. The cost per sale is the platform fee plus the payment fee. The share shows how much of your revenue goes to fees.

Some providers such as Etsy and Gumroad add VAT to the price themselves and charge part of their fee on the price without VAT. That is what the country and product settings above are for. Dollar amounts are converted at the European Central Bank reference rate.

With Merchavio, the per-sale fee of your plan and the Stripe fee (1.5% + €0.25 for standard EEA cards) are added to the plan price. The money goes straight to your own Stripe account.

What the calculator does not show

Resellers such as Digistore24, CopeCart and Gumroad sell in their own name and handle invoicing and VAT towards the buyer. That is part of their fee. With Merchavio and Kajabi you sell yourself.

Not included are more expensive cards (premium and international cards), currency conversion, chargebacks, providers’ advertising programmes and add-on tools. Features and plan limits also differ; the calculator only compares costs.

Frequently asked questions

Which platform is the cheapest?

It depends on your price and volume. Platforms without a base fee are often cheaper at low volume because you only pay the per-sale fee. With a fixed monthly price and a lower per-sale fee, you pay less from a certain volume on. Enter your numbers above to see the order for your case.

Why is Shopify missing?

Shopify shows different prices depending on the country. We have not yet confirmed the values for sellers in Germany, so Shopify and Shopify apps are not included yet. They will be added once the figures are verified.

How current are the figures?

As of 5 October 2026. We check the providers' pricing pages automatically every week and update the calculator when something changes. The providers' own information is always binding.

Is VAT on the fees included?

Fees and base prices appear as the providers publish them. Merchavio states plan prices and fees excluding VAT. Whether other providers add VAT to their fees depends on the provider and your tax status.

Try Merchavio

Storefront, checkout, courses, communities and back-office in one platform. The money goes straight to your account.